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Topstep

Futures
Buy

Opens topstep.com, the domain we read this firm’s rules on.

2
account models
the source has a shape we cannot read
cheapest challenge
11
official sources

52% of this sheet is answered

29 with a value, 22 the firm does not publish, 41 not verified, 6 we cannot read

40 captures from 11 official sources, the oldest read 95 days ago

Firm data

Jurisdiction
United States
no source link
Years operating
10 years
no source link
Account models
2
Max allocation
$750,000
no source link
Not verified
○ 10 fields
  • Maximum trades per day
  • Server request cap
  • Mandatory stop loss
  • Platforms
  • Inactivity
  • Minimum time in market
  • Daily forced close
  • Simulated capital
  • Broker behind it
  • Consistency (firm-wide)
The firm may publish these on its own site. We show them apart because they are not verified at the source.

These links go to each firm’s own site, and no firm pays us for its position. The order comes from measured columns only. How we make money

On-chain payouts

Paid to traders, measured on-chain

This firm does not appear in the on-chain payout aggregator.

Only 39 of the 102 firms in the census appear in the on-chain aggregator. A firm that pays by bank transfer does not show up here, and that does not mean it does not pay. It means this figure cannot be checked on a blockchain.

Expressly prohibited23

Recorded in Spanish. We store a reading of these practices rather than the firm’s literal wording, so this is a paraphrase and not a quote. The source link beside each block is the firm’s own page.

  • account stacking
  • blowing a funded account on purpose
  • any trade that goes against their terms
  • unfair technology (software, AI, ultra-fast systems, mass data entry)
  • trading in a way that is unrealistic for the futures market
  • placing orders outside the best bid/offer
  • entering at maximum size right before scheduled news
sourceAug 14, 2026
  • unprofessional conduct
  • excessive purchases of Combines or resets
  • exploiting pricing errors or feed delays
  • spoofing
  • trading outside the best bid/offer
  • using an external or slow feed
  • trading coordinated with third parties to pool risk or hedge aggregated positions
  • cross-account hedging by the same user
  • 'unfair technology, using software, AI, ULTRA-HIGH SPEED SYSTEMS, or mass data entry'
  • trading in a way that is incompatible with the real futures market
  • exploiting platform faults
  • getting around geographic or technical restrictions
  • holding positions within 2% of the price limits
  • trading on behalf of others
  • account stacking
  • using a VPN
sourceAug 14, 2026

Firm-wide rules

RuleWhat the firm saysSource
Hedging across accountsnot allowedsourceAug 14, 2026
Trading via VPNnot allowedsourceAug 14, 2026
Using a VPSnot allowedsourceAug 14, 2026
Not verified○ 11 rules
  • News trading
  • Holding over the weekend
  • Holding overnight
  • Robots and expert advisors
  • Hedging in the same account
  • Hedging against outside
  • Copying across your accounts
  • Copying someone else
  • HFT
  • Several accounts at once
  • Risk cap per trade
The firm may publish these on its own site. We show them apart because they are not verified at the source.

These are the rules the firm publishes for all its accounts. Where a specific model says otherwise, the model wins, and it appears below with its own source.

Where Topstep contradicts itself

Two pages of this firm say different things about the same rule. We do not pick one: both readings are below, as the census recorded them. 46 of the 102 firms have at least one.

  • rules_firmwide.eas

    The third firm in the census that opens the door to EAs and closes it through the window: they give you an API to automate and forbid you the VPS, the VPN and any remote server. The bot has to run on your home computer, switched on. Before: GOAT Funded Futures and TradersYard, but Topstep is the biggest in the futures sector, so the pattern is not a small-firm thing

The 2 account models

Trading Combine → Express Funded Account (XFA)

1 step

Before you buy

Only what can close your account, taken from the census. Every line with its source. There is no severity ranking and no recommendation. What fits you depends on how you trade.

Prices

not verifiedno source link

Published sizes, no price read: 50,000, 100,000, and 150,000

Contract limit

$50,000, minis
5
$50,000, micros
50
$100,000, minis
10
$100,000, micros
100
$150,000, minis
15
$150,000, micros
150
note
micros and minis count at a 10:1 ratio
  • the XFA Scaling Plan ladder (contracts per balance step) is an IMAGE in 8284223 and on topstep.com/express-funded-account-rules and cannot be read as text. Text only: the XFA starts at $0, 'Your max contracts do not increase mid-session', example 50K on a 2-lot step = 2 minis / 20 micros. Still to be read in a browser.

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

no source link

What disqualifies you

Drawdown type
Trailing until it locks

The trailing uses the daily close but the breach is evaluated intraday with unrealised P&L. They are two different things and it is worth not mixing them up

sourceJul 27, 2026
Where it locks
the account's starting balance, once it gets there, it locks permanently

The trailing uses the daily close but the breach is evaluated intraday with unrealised P&L. They are two different things and it is worth not mixing them up

sourceJul 27, 2026
Maximum total loss
$2,000 on the $50,000$3,000 on the $100,000$4,500 on the $150,000sourceJul 27, 2026The trailing uses the daily close but the breach is evaluated intraday with unrealised P&L. They are two different things and it is worth not mixing them up
Maximum daily loss
$1,000 on the $50,000$2,000 on the $100,000$3,000 on the $150,000no source link, read Oct 22, 2026
Phase 1 target
the firm does not publish it
Minimum trading days
not verified
Consistency rule
55%

you can pass in as little as 2 days if no day is more than 50% of total profit. Losses do not reset the best day

sourceOct 22, 2026
When it applies
During the evaluation

you can pass in as little as 2 days if no day is more than 50% of total profit. Losses do not reset the best day

sourceOct 22, 2026
Profit split
90%

The MLL reset to $0 when you cash out is the key to the EV: after the first payout the floor sits right on the starting balance, so the cushion has to be rebuilt from scratch every cycle

sourceAug 7, 2026

Getting paid

Minimum to request
$125

sourceAug 7, 2026

If you break it It does not close the account: it raises the profit target, you have to make more to pass sourceOct 22, 2026

Rules

News trading

Silence window5 min before, 5 min after

In evaluationrestrictedsourceOct 15, 2026
In a funded accountrestrictedsourceOct 15, 2026

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 14, 2026
In a funded accountallowedsourceAug 14, 2026
Live Funded Account (LFA)

Live Funded Account (LFA)

Prices

the source has a shape we cannot readno source link

Published sizes, no price read: 50,000, 100,000, and 150,000

What disqualifies you

Drawdown type
not verified
Maximum total loss
the account has to keep a positive balance above this limit
Maximum daily loss
it scales dynamically with the available balance; amounts pending
Phase 1 target
not verified
Minimum trading days
not verified
Consistency rule
the firm does not publish it
Profit split
90%
sourceAug 7, 2026

Getting paid

Minimum to request
$125
  • Winning days to request a payout: 5

sourceAug 7, 2026

Rules

News trading

In evaluationthe source has a value we cannot classify(checked Oct 15, 2026)
In a funded accountthe source has a value we cannot classify(checked Oct 15, 2026)

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 14, 2026
In a funded accountallowedsourceAug 14, 2026

Compare across every firm:$50K$100K$150K1 step

Questions about Topstep

Is Topstep worth checking, and where do these numbers come from?

We do not rate firms. What we can tell you is what it publishes and where we read it: 2 account models on this page, 11 official pages of theirs cited, and 40 dated readings behind the figures. Anything they do not publish is shown as a gap, not filled in.

How long has Topstep been operating?

10 years, by their own account. Only 35 of the 102 firms in the census publish it. It is not a guarantee of anything, but a firm that has been paying for years is a different bet from one that opened last quarter.

What profit split does Topstep pay?

Up to 90% on their best model, not on all of them, so check the model you are buying in the table above. A split only pays out if you also clear their payout conditions.

What does Topstep forbid outright?

23 practices that they name themselves. They are listed on this page with their own wording, because the wording is the rule: “high-frequency” and “latency arbitrage” are not the same thing.

The 11 sources

#Page and date readWhat it backs
1sourceAug 14, 2026the 16 forbidden behaviours and the open-ended clause
2sourceAug 14, 2026read 2 timesthe 7 forbidden strategies and abuse of the simulator
3sourceAug 14, 2026in-house API for automation, and VPS/VPN/remote servers forbidden
4sourceOct 15, 2026
5sourceAug 14, 2026hedging between accounts forbidden, with stepped penalties and correlated pairs
6sourceJul 26, 2026contract limits
7sourceJul 26, 2026MLL per size and how the trailing works, with an example
8sourceJul 26, 2026consistency 50% Combine and 40% Express with formulas
9sourceAug 7, 2026news allowed in SIM and funded; table of releases
10sourceAug 7, 2026read 2 timesthe XFA Standard and Consistency routes, and the LFA with no cap

Each one is an official page of this firm that we opened, dated. Figures shown above as “no source link” come from a field our census records without one.