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Instant Funding

CFD
Buy

Opens instantfunding.com, the domain we read this firm’s rules on.

13
account models
$57
cheapest challenge
25
official sources
$56.1K
46 payouts in 30 days

70% of this sheet is answered

202 with a value, 129 the firm does not publish, 140 not verified

224 captures from 25 official sources, the oldest read 96 days ago

Firm data

Jurisdiction
United Kingdom
no source link
Years operating
4 years
no source link
Account models
13
Max allocation
$1,000,000
no source link
Inactivity
60 days
no source link
Minimum time in market
60 seconds
no source link
Gambling policy
one-directional bets without analysis, grid trading, high-frequency trading: 60 seconds or less, overleveraging above the lot size allowed, day padding: opening insignificant or artificial trades just to meet minimum days, and account churning: repeatedly opening several accounts over short periods and trading at high risk
no source link
Not verified
○ 8 fields
  • Maximum trades per day
  • Server request cap
  • Mandatory stop loss
  • Platforms
  • Daily forced close
  • Simulated capital
  • Broker behind it
  • Consistency (firm-wide)
The firm may publish these on its own site. We show them apart because they are not verified at the source.

These links go to each firm’s own site, and no firm pays us for its position. The order comes from measured columns only. How we make money

Who they accept

Identity check
when you pass a challenge (evaluation accounts) or when you reach the payout phase (Instant Funding accounts)
Identity check run by
SumSub
Documents required
official ID, proof of address, financial information and a selfie with the document
  • “Verification is required when you pass a Funded Challenge for Challenge Accounts or reach the payout stage for Instant Funding Accounts”
  • the KYC article says nothing about a minimum age or restricted countries

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

Where you live decides whether you can buy at all. A price table has no column for that. Published as the firm publishes it, with the page it was read on.

On-chain payouts

Read on-chain by us

24 h
$1.6K3 payouts
7 days
$8K12 payouts
30 days
$57.8K49 payouts

The latest on Oct 30 at 14:05 UTC. Read on the chain at 18:42 UTC, Oct 30. Read again every 10 minutes.

  • Last payout 5 h ago
  • Longest gap in 30 days 4 days
See every payout with its transaction
Payout history on Rise
PeriodPaidPayouts
7 days$6.5K11
30 days$56.1K46
60 days$188.8K153
90 days$383.1K286
1 year$2.9M2,031
All time$9.6M10,619
Median payout
$319
First payout
Jan 17, 2024
Last payout
Oct 30, 14:05

Payout sizes

Under $500
62%
$500 to $1K
14%
$1K to $2.5K
13%
$2.5K to $5K
7%
$5K to $10K
2%
$10K to $25K
0.4%
$25K or more
0.03%

Paid each month

Best month: Feb 2024, $502.4K

Jan 2024Oct 2026

Largest payouts

  1. Jun 13, 2025$55,326Arbiscan
  2. May 29, 2026$29,739Arbiscan
  3. Jun 25, 2026$25,600Arbiscan
  4. Jun 17, 2026$24,800Arbiscan
  5. Aug 27, 2025$23,983Arbiscan
  6. Jan 20, 2026$23,405Arbiscan
  7. Feb 27, 2026$22,276Arbiscan
  8. Sep 16, 2024$22,106Arbiscan
  9. Jan 9, 2025$19,685Arbiscan
  10. Feb 26, 2025$19,619Arbiscan

Latest payouts

  1. Oct 30, 14:05$583Arbiscan
  2. Oct 30, 14:05$630Arbiscan
  3. Oct 30, 14:05$400Arbiscan
  4. Oct 29, 06:36$406Arbiscan
  5. Oct 28, 11:39$1,372Arbiscan
  6. Oct 27, 11:39$51Arbiscan
  7. Oct 27, 11:39$321Arbiscan
  8. Oct 27, 11:39$97Arbiscan
  9. Oct 27, 11:39$365Arbiscan
  10. Oct 26, 12:25$3,599Arbiscan

All Rise payouts by firm

Paid to traders, measured on-chain

Last 30 days$238,257172 payments, average $1,385, largest $13,549sourceAug 10, 2026

#27 of the 37 firms in this window, with 0.3% of every dollar measured. That is $7.9K a day over the window. It says what happened, and nothing about what comes next. And 6 payouts a day.

All-time total$9,138,47210,300 payments, average $887no source link, read Jul 26, 2026

Only 39 of the 102 firms in the census appear in the on-chain aggregator. A firm that pays by bank transfer does not show up here, and that does not mean it does not pay. It means this figure cannot be checked on a blockchain.

Expressly prohibited7

Recorded in Spanish. We store a reading of these practices rather than the firm’s literal wording, so this is a paraphrase and not a quote. The source link beside each block is the firm’s own page.

  • exploiting platform faults
  • latency arbitrage
  • gap trading
  • toxic order flow
  • tick scalping
  • one-sided bets
  • grid trading

Firm-wide rules

RuleWhat the firm saysSource
News tradingrestrictedThere is a paid add-on that lifts the news restrictionno source link
Holding overnightallowedsourceAug 14, 2026
Robots and expert advisorsallowedsourceAug 14, 2026
Hedging across accountsnot allowedsourceAug 14, 2026
Copying across your accountsallowedsourceAug 17, 2026
Copying someone elsenot allowedsourceAug 17, 2026
Not verified○ 8 rules
  • Holding over the weekend
  • Hedging in the same account
  • Hedging against outside
  • Trading via VPN
  • Using a VPS
  • HFT
  • Several accounts at once
  • Risk cap per trade
The firm may publish these on its own site. We show them apart because they are not verified at the source.

These are the rules the firm publishes for all its accounts. Where a specific model says otherwise, the model wins, and it appears below with its own source.

Where Instant Funding contradicts itself

Two pages of this firm say different things about the same rule. We do not pick one: both readings are below, as the census recorded them. 46 of the 102 firms have at least one.

  • challenges[].rules.weekend

    enabled by default on the list of products it names

    Over Weekend: Enabled for phases one, and two of all our challenges, Instant Funding Micro, One-Phase Micro, Two-Phase Micro, IF Micro Crypto, and One-Phase Crypto products, and accounts with a major news trading add-on

    Not enabled by default on any account: you need a paid add-on

    By default, all open positions are automatically closed (flattened) before the weekend. This applies to every account unless the Weekend Holding add-on has been purchased

    Add-on required. Weekend holding is not enabled by default. It must be selected at the time of purchasing a product. If the option is not visible on the product selector, it means weekend holding is not supported for that product

    neither is chosen. Both are theirs and both were read on 11 Aug 2026. Not even the add-on's name matches: one says 'major news trading add-on' and the other 'Weekend Holding add-on'

    it decides whether a strategy that crosses the weekend can run here, what it really costs, and something that cannot be fixed afterwards: if it is an add-on, you have to buy it at the moment of purchase. It cannot be added later

    Holding trades over the weekend carries additional market risk, prices can gap when markets reopen on Monday. Any resulting losses still count toward your drawdown limits

The 13 account models

1 of them is no longer sold

Instant Funding

Instant

Before you buy

Only what can close your account, taken from the census. Every line with its source. There is no severity ranking and no recommendation. What fits you depends on how you trade.

Prices

not verifiedno source link

Scaling plan

trigger
10% minimum profit
efecto
it doubles the account size
  • the scaling does not come from the model's page but from the scaling article, which has not been reopened today. Its old date is kept

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

Maximum risk per idea

pct
3
basis
the account's starting balance, per trade idea
  • “You may not risk more than 3% of your starting account balance at any time on a single trade idea”

What disqualifies you

Drawdown type
not verified
Maximum total loss
the firm does not publish it
Maximum daily loss
the firm does not publish it
Phase 1 target
not verified
Minimum trading days
not verified
Inactivity (this model)
60 days
no source link
Consistency rule
the firm does not publish it
Profit split
the firm does not publish it

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
You can request every
7 days
First payout after
14 days
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

This model has no evaluation phase: it is funded from day one. What the firm publishes for that phase is shown here unchanged.

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountrestrictedThere is a paid add-on that lifts the news restrictionno source link

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
One-Phase

One-Phase

1 step

Before you buy

Prices

Account sizePrice
$10,000$127
$25,000$205
$50,000$424
$100,000$746
sourceOct 14, 2026

Maximum risk per idea

regla
50% of the account's initial daily drawdown
  • positions on the same instrument in the same direction add up
  • closing and reopening within 10 minutes resets the counter

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

What disqualifies you

Drawdown type
Static, from the starting balance
sourceJul 27, 2026
Maximum total loss
8%sourceJul 27, 2026
Maximum daily loss
3%sourceJul 27, 2026
Phase 1 target
10%sourceJul 27, 2026
Minimum trading days
3
sourceJul 27, 2026
Inactivity (this model)
60 days
no source link
Consistency rule
40%
sourceJul 27, 2026
When it applies
the firm does not publish it
Profit split
80%
sourceAug 11, 2026
your equity the floor: below it, account closed$100,000 account. The floor starts at $92,000, because the firm publishes 8%.This floor never reaches the curve, so the account survives.The curve never changes, only the floor does. A demonstration of the rule, not a market simulation. Try other numbers

Your odds of passing One-Phase

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountrestrictedrestricted 4 min before and aftersourceAug 10, 2026

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
One-Phase Clarity

One-Phase Clarity

1 step

Before you buy

Prices

Account sizePrice
$5,000$57
$10,000$100
$25,000$185
$50,000$284
$100,000$500
sourceOct 14, 2026

What disqualifies you

Drawdown type
Trailing on the end-of-day balance

it follows the highest closed balance and never goes down

sourceJul 27, 2026
Unrealised loss
Does not count, only closed losses do

it follows the highest closed balance and never goes down

sourceJul 27, 2026
Maximum total loss
6%sourceJul 27, 2026it follows the highest closed balance and never goes down
Maximum daily loss
4%sourceJul 27, 2026
Phase 1 target
9%sourceJul 27, 2026
Minimum trading days
not verified
Inactivity (this model)
60 days
no source link
Consistency rule
the firm does not publish it
Profit split
80%
sourceAug 11, 2026
your equity the floor: below it, account closed$100,000 account. The floor starts at $94,000, because the firm publishes 6%.This floor closes the account on day 10, when it was up $3,225.

Your odds of passing One-Phase Clarity

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
You can request every
7 days
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountrestrictedThere is a paid add-on that lifts the news restrictionno source link

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
One-Phase Crypto

One-Phase Crypto

1 step

We could not find this model on the firm’s sales page. Its help centre still documents it, so we do not call it withdrawn. We say only what we measured, which is that we could not find where to buy it. sourceOct 14, 2026

Before you buy

Prices

not verifiedno source link

Maximum risk per idea

hasta_50k_pct
2
desde_100k_pct
1.5
  • closing and reopening in the same direction within 10 minutes counts as the same idea

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

What disqualifies you

Drawdown type
Static, from the starting balance
sourceJul 27, 2026
Maximum total loss
6%sourceJul 27, 2026
Maximum daily loss
3%sourceJul 27, 2026
Phase 1 target
10%sourceJul 27, 2026
Minimum trading days
7
sourceJul 27, 2026
Inactivity (this model)
60 days
no source link
Consistency rule
no consistency rule is specified in the article
Profit split
the firm does not publish it
your equity the floor: below it, account closed$100,000 account. The floor starts at $94,000, because the firm publishes 6%.This floor never reaches the curve, so the account survives.

Your odds of passing One-Phase Crypto

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
You can request every
7 days
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountallowedENABLED by defaultsourceAug 10, 2026

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
Instant Funding GO

Instant Funding GO

Instant

Before you buy

Prices

not verifiedno source link

Published sizes, no price read: 1,250, 2,500, 5,000, 10,000, 20,000, 40,000, and 80,000

Scaling plan

regla
the account doubles when you reach a minimum 10% gain
maximo_usd
1280000
  • the scaling does not come from the model's page but from the scaling article, which has not been reopened today. Its old date is kept

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

Maximum risk per idea

pct
2
basis
starting balance
  • “2% of your starting account balance at any time on a single trade idea”

What disqualifies you

Drawdown type
not verified
Maximum total loss
the firm does not publish it
Maximum daily loss
4%sourceJul 27, 2026
Phase 1 target
the firm does not publish it
Minimum trading days
not verified
Inactivity (this model)
60 days
no source link
Consistency rule
not verified
Profit split
the firm does not publish it

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
You can request every
7 days
First payout after
14 days
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

This model has no evaluation phase: it is funded from day one. What the firm publishes for that phase is shown here unchanged.

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountrestrictedsourceAug 10, 2026

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
IF Micro

IF Micro

Instant

Before you buy

Prices

not verifiedno source link

Published sizes, no price read: 5,000, 10,000, 25,000, 50,000, 100,000, 200,000, and 300,000

Scaling plan

regla
raising the balance to 100% of the original by achieving 10% growth in 90 days; you get +25% of the starting balance, repeatable every 90 days
  • the scaling does not come from the model's page but from the scaling article, which has not been reopened today. Its old date is kept

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

Maximum lot size

$5,000
2 FX, 0.15 commodities, 1 index, 0.5 crypto
$10,000
4 FX, 0,3, 2, 1
$300,000
100 FX, 8, 50, 25

Maximum risk per idea

pct
1
basis
starting balance
  • “You may not risk more than 1% of your starting account balance at any time in one trade idea”

What disqualifies you

Drawdown type
Static, from the starting balance

static, not trailing

sourceJul 27, 2026
Maximum total loss
6%sourceJul 27, 2026static, not trailing
Maximum daily loss
4%sourceJul 27, 2026
Phase 1 target
not verified
Minimum trading days
not verified
Inactivity (this model)
60 days
no source link
Consistency rule
15%
sourceJul 27, 2026
When it applies
the firm does not publish it
Profit split
net profit has to reach 5% of the starting balance
your equity the floor: below it, account closed$100,000 account. The floor starts at $94,000, because the firm publishes 6%.This floor never reaches the curve, so the account survives.

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

This model has no evaluation phase: it is funded from day one. What the firm publishes for that phase is shown here unchanged.

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountallowedALLOWED by defaultsourceAug 10, 2026

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
One-Phase Micro

One-Phase Micro

1 step

We could not find this model on the firm’s sales page. Its help centre still documents it, so we do not call it withdrawn. We say only what we measured, which is that we could not find where to buy it. sourceOct 14, 2026

Before you buy

Prices

not verifiedno source link

Published sizes, no price read: 5,000, 10,000, 25,000, 50,000, 100,000, and 200,000

Scaling plan

regla
the account can double with gains of 10% every 90 days
incrementos
25% per cycle, up to 100% in total
  • the scaling does not come from the model's page but from the scaling article, which has not been reopened today. Its old date is kept

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

Maximum risk per idea

regla
50% of the account's initial daily drawdown

What disqualifies you

Drawdown type
Static, from the starting balance
sourceJul 27, 2026
Maximum total loss
7%sourceJul 27, 2026
Maximum daily loss
4%sourceJul 27, 2026
Phase 1 target
7%sourceJul 27, 2026
Minimum trading days
not verified
Inactivity (this model)
60 days
no source link
Consistency rule
15%
sourceJul 27, 2026
When it applies
the firm does not publish it
Profit split
the firm does not publish it
your equity the floor: below it, account closed$100,000 account. The floor starts at $93,000, because the firm publishes 7%.This floor never reaches the curve, so the account survives.

Your odds of passing One-Phase Micro

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountallowedALLOWED by defaultsourceAug 10, 2026

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
Two-Phase Max

Two-Phase Max

2 steps

The firm no longer sells this model. It does not publish the date it stopped, so we do not give one. Anything below is what it charged and required while it was on sale, not an offer you can take.

Before you buy

Prices

not verifiedno source link

Published sizes, no price read: 5,000, 10,000, 25,000, 50,000, and 100,000

Maximum lot size

$5,000
2 FX / 0,15 / 1 / 0,5
$10,000
4 / 0,3 / 2 / 1
$25,000
10 / 0,75 / 5 / 2,5
$50,000
20 / 1,5 / 10 / 5
$100,000
40 / 3 / 20 / 10

Maximum risk per idea

regla
50% of the account's initial daily drawdown
  • defined in RELATION to the daily limit, not as a percentage of the balance
  • closing and reopening the same instrument in the same direction within 10 minutes counts as one single trade idea

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

What disqualifies you

Drawdown type
Static, from the starting balance
sourceJul 27, 2026
Maximum total loss
10%sourceJul 27, 2026
Maximum daily loss
4%sourceJul 27, 2026
Phase 1 target
8%sourceJul 27, 2026
Phase 2 target
4%
sourceJul 27, 2026
Minimum trading days
3
sourceJul 27, 2026
Inactivity (this model)
60 days
no source link
Consistency rule
the Two-Phase Max article does not mention consistency
Profit split
the firm does not publish it
your equity the floor: below it, account closed$100,000 account. The floor starts at $90,000, because the firm publishes 10%.This floor never reaches the curve, so the account survives.

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountnot allowedforbidden 5 minutes before and after high-impact eventssourceAug 10, 2026

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
IF1

IF1

Instant

Before you buy

Prices

not verifiedno source link

Published sizes, no price read: 2,000, 5,000, 10,000, 20,000, 50,000, 100,000, and 200,000

Scaling plan

Available
No

Maximum risk per idea

pct
1
basis
starting balance
  • closing and reopening the same directional position within 10 minutes resets this limit

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

What disqualifies you

Drawdown type
Static, from the starting balance
sourceJul 27, 2026
Maximum total loss
4%sourceJul 27, 2026
Maximum daily loss
2%sourceJul 27, 2026
Phase 1 target
2%sourceJul 27, 2026a 2% minimum profit before you can cash out
Minimum trading days
not verified
Inactivity (this model)
60 days

A 24-hour product with a single open trade at a time and consistency per trade. It is not a challenge in the usual sense: it is a one-day test

no source link
Consistency rule
15%

it is the per-trade variant, not per day: much harsher for a strategy of few big trades

sourceJul 27, 2026
When it applies
the firm does not publish it
Profit split
90%
sourceAug 11, 2026
your equity the floor: below it, account closed$100,000 account. The floor starts at $96,000, because the firm publishes 4%.This floor never reaches the curve, so the account survives.

Your odds of passing IF1

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

This model has no evaluation phase: it is funded from day one. What the firm publishes for that phase is shown here unchanged.

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountallowedALLOWED by defaultsourceAug 10, 2026

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
IF Micro Clarity

IF Micro Clarity

Instant

Before you buy

Prices

not verifiedno source link

What disqualifies you

Drawdown type
Trailing on the end-of-day balance
sourceJul 27, 2026
Unrealised loss
Does not count, only closed losses do
sourceJul 27, 2026
Maximum total loss
6%sourceJul 27, 2026
Maximum daily loss
3%sourceJul 27, 2026
Phase 1 target
the firm does not publish it
Minimum trading days
not verified
Inactivity (this model)
60 days
no source link
Consistency rule
20%
sourceJul 27, 2026
When it applies
the firm does not publish it
Profit split
80%
sourceAug 11, 2026
your equity the floor: below it, account closed$100,000 account. The floor starts at $94,000, because the firm publishes 6%.This floor closes the account on day 10, when it was up $3,225.

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

This model has no evaluation phase: it is funded from day one. What the firm publishes for that phase is shown here unchanged.

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountallowedENABLED by defaultsourceAug 10, 2026

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
IF Micro Crypto

IF Micro Crypto

Instant

Before you buy

Prices

not verifiedno source link

Maximum risk per idea

pct
1
basis
starting balance
  • reopening in the same direction within 10 minutes counts as the same idea

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

What disqualifies you

Drawdown type
Static, from the starting balance
sourceJul 27, 2026
Maximum total loss
6%sourceJul 27, 2026
Maximum daily loss
4%sourceJul 27, 2026
Phase 1 target
the firm does not publish it
Minimum trading days
not verified
Inactivity (this model)
60 days
no source link
Consistency rule
15%
sourceJul 27, 2026
When it applies
the firm does not publish it
Profit split
the firm does not publish it
your equity the floor: below it, account closed$100,000 account. The floor starts at $94,000, because the firm publishes 6%.This floor never reaches the curve, so the account survives.

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

This model has no evaluation phase: it is funded from day one. What the firm publishes for that phase is shown here unchanged.

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountallowedENABLED by defaultsourceAug 10, 2026

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
Two-Phase Micro

Two-Phase Micro

2 steps

We could not find this model on the firm’s sales page. Its help centre still documents it, so we do not call it withdrawn. We say only what we measured, which is that we could not find where to buy it. sourceOct 14, 2026

Before you buy

Prices

not verifiedno source link

Published sizes, no price read: 5,000, 10,000, 25,000, 50,000, 100,000, and 200,000

Scaling plan

regla
10% gain + 90 days = 25% of the starting balance is added, repeatable every quarter
maximo
a 100% increase of the balance
  • the scaling does not come from the model's page but from the scaling article, which has not been reopened today. Its old date is kept

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

Maximum risk per idea

hasta_50k_pct
2
sobre_100k_pct
1.5
  • reopening the position within 10 minutes counts as the same trade idea

The lines without quotation marks are ours, not the firm’s: notes the census took while reading their page. Only what sits inside quotation marks is the firm’s own wording.

What disqualifies you

Drawdown type
Static, from the starting balance
sourceJul 27, 2026
Maximum total loss
10%sourceJul 27, 2026
Maximum daily loss
4%sourceJul 27, 2026
Phase 1 target
8%sourceJul 27, 2026
Phase 2 target
4%
sourceJul 27, 2026
Minimum trading days
not verified
Inactivity (this model)
60 days
no source link
Consistency rule
15%
sourceJul 27, 2026
When it applies
the firm does not publish it
Profit split
the firm does not publish it
your equity the floor: below it, account closed$100,000 account. The floor starts at $90,000, because the firm publishes 10%.This floor never reaches the curve, so the account survives.

Your odds of passing Two-Phase Micro

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountallowedALLOWED by defaultsourceAug 10, 2026

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 10, 2026
In a funded accountallowedsourceAug 10, 2026
Two-Phase

Two-Phase

2 steps

Before you buy

Prices

not verifiedno source link

What disqualifies you

Drawdown type
Static, from the starting balance
sourceAug 11, 2026
Maximum total loss
10%sourceAug 11, 2026
Maximum daily loss
5%sourceAug 11, 2026
Phase 1 target
8%sourceAug 11, 2026
Phase 2 target
5%
sourceAug 11, 2026
Minimum trading days
3
sourceAug 11, 2026
Consistency rule
40%
sourceAug 11, 2026
When it applies
the firm does not publish it
Profit split
the firm does not publish it
your equity the floor: below it, account closed$100,000 account. The floor starts at $90,000, because the firm publishes 10%.This floor never reaches the curve, so the account survives.

Your odds of passing Two-Phase

Getting paid

  • Rise
  • direct crypto in USDC (ERC-20)
Minimum to request
$25
  • They take: 48 business hours; one more business day if you ask at a weekend or on a UK bank holiday
  • Cap on the first payouts: the first two withdrawals are capped (official example: $4,000 each on the 200K if Micro Clarity)

sourceAug 11, 2026

Rules

News trading

Silence window4 min before, 4 min after

In evaluationallowedThere is a paid add-on that lifts the news restrictionno source link
In a funded accountrestrictedThere is a paid add-on that lifts the news restrictionno source link

Holding over the weekend

In evaluationnot verified
In a funded accountnot verified

Robots and expert advisors

In evaluationallowedsourceAug 14, 2026
In a funded accountallowedsourceAug 14, 2026

Compare across every firm:$5K$10K$25K$50K$100K$200KInstant1 step2 steps

Questions about Instant Funding

Is Instant Funding worth checking, and where do these numbers come from?

We do not rate firms. What we can tell you is what it publishes and where we read it: 13 account models on this page, 25 official pages of theirs cited, and 224 dated readings behind the figures. Anything they do not publish is shown as a gap, not filled in.

How long has Instant Funding been operating?

4 years, by their own account. Only 35 of the 102 firms in the census publish it. It is not a guarantee of anything, but a firm that has been paying for years is a different bet from one that opened last quarter.

How much does a Instant Funding challenge cost?

From $57 for a $5,000 account up to $746 for a $100,000 one, across their 13 models. A cheap fee on a small account is not a cheap account, so the table on this page keeps size and price together, and every figure links to the page it was read on. The fee buys the attempt, not the account.

Can you trade the news at Instant Funding?

With conditions. Instant Funding allows it but fences it, usually with a window of minutes either side of a high-impact release. The condition is what matters, so read it on their page before you size a position around a number.

Does Instant Funding allow bots and expert advisors?

Yes. Instant Funding allows automated trading on a funded account. Worth pairing with their rules on copy trading and on running the same strategy across accounts, which are separate rules and often stricter.

What profit split does Instant Funding pay?

Up to 90% on their best model, not on all of them, so check the model you are buying in the table above. A split only pays out if you also clear their payout conditions.

What does Instant Funding forbid outright?

7 practices that they name themselves. They are listed on this page with their own wording, because the wording is the rule: “high-frequency” and “latency arbitrage” are not the same thing.

The 26 sources

#Page and date readWhat it backs
1sourceAug 11, 2026The complete INDEX of the help centre: it uncovers 1 archived model and 2 that were not in the census
2sourceAug 11, 2026retry: it is not a reset, it is a new purchase at a discount, 60 days
3sourceAug 11, 2026no monthly fees, stated expressly
4sourceAug 11, 2026KYC on passing or on payout, with SumSub
5sourceJul 27, 2026
6sourceJul 27, 2026
7sourceJul 27, 2026IF Micro in full
8sourceJul 27, 2026IF1: a 24-hour account with a single open trade
9sourceJul 27, 2026Instant Funding GO in full, with commissions and scaling
10sourceJul 27, 2026Smart Drawdown with an example, payout cycle and minimums, risk per trade, inactivity
11sourceJul 27, 2026
12sourceJul 27, 2026
13sourceJul 27, 2026One-Phase Micro in full
14sourceJul 27, 2026
15sourceAug 11, 2026payouts: $25 minimum, Rise and USDC ERC-20, 48 business hours
16sourceJul 27, 2026Two-Phase Max (archived), with a split by days
17sourceJul 27, 2026Two-Phase Micro in full, with quarterly scaling
18sourceAug 11, 2026Two-Phase: a new entry with the full rules
19sourceAug 11, 2026weekend: says it is an add-on and is not active by default
20sourceAug 11, 2026profit cap: the excess stays in the account
21sourceAug 11, 2026Risk per Trade Idea: cap on floating loss per instrument and direction
22sourceOct 14, 2026
23sourceAug 17, 2026
24sourceAug 14, 2026read 4 timestrading rules: overnight yes, weekends by product, public third-party EAs no
25sourceOct 14, 2026
26sourceAug 10, 2026Not the firm’s own site

Each one is an official page of this firm that we opened, dated. Figures shown above as “no source link” come from a field our census records without one.